Financial Planning For Breadwinning Women
You’ve worked hard to build a life of impact and stability. We help you protect it, grow it, and align it with what matters most.
At Ballast Point Financial Planning, we offer comprehensive, integrated services designed specifically for women who lead—financially and personally. Our holistic approach brings clarity to your finances, so you can focus on what you do best.
Three Major Services
What do you get?
Comprehensive financial planning
Forward-looking tax advice (Tax preparation is available for an additional fee)
Investment management
COMPREHENSIVE FINANCIAL PLANNING
We start by understanding where you are—and where you want to go. Together, we’ll create a roadmap that supports your goals, simplifies your finances, and evolves with you over time.
We cover:
Goal setting & values-based planning
Cash flow management
Risk management & insurance review
Retirement planning
Education funding
Estate & legacy planning
Tax Preparation and Forward-Looking Tax Advice
Tax decisions affect every area of your financial life. That’s why we don’t treat taxes as an afterthought—we make them part of your strategy from day one.
We provide:
Year-round tax strategy
Tax-loss harvesting
Charitable giving optimization
Equity compensation tax planning
Tax preparation provided as an additional service
Investment Management
Your investments should reflect your values, time horizon, and risk tolerance—not a generic model. We manage portfolios with a disciplined, evidence-based approach designed to support your life goals.
Our investment approach includes:
Custom portfolio design
Ongoing monitoring and rebalancing
Tax-efficient investing strategies
Sustainable and values-aligned investment options
Coordination with your broader financial plan
Who we work with:
We’re a great fit for:
Women who are the primary earners in their household
Dual-income couples navigating complex tax and cash flow issues
Professionals with equity compensation or business income
Clients who value simplicity, partnership, and transparency
Our clients typically earn more than $400k per year with a net worth of at least $2M
How do the fees work?
At Ballast Point Financial Planning, we believe in transparent, straightforward pricing. We are a fee-only firm, which means we don’t earn commissions or sell products—our only compensation comes directly from our clients, ensuring our advice is always in your best interest.
We offer two primary service models:
Comprehensive Planning & Investment Management: Ongoing, full-service support—including financial planning, tax strategy, investment management, and regular reviews—starting at $7,200 per year, scaled based on complexity. To match the timing of the work involved, we charge a one-time onboarding fee.
One-Time or Project-Based Planning: For clients who need help with a specific issue—like equity compensation, retirement planning, or a second opinion—we offer flat-fee engagements starting at $350/hr. Hourly projects are offered on a limited basis.
All fees are clearly outlined before any work begins. No surprises. No hidden costs. Just trusted, professional advice—tailored to your life.
If your net worth is less than $1M and you are under 40 years old, ask us about our Wealth Builder package. Fees for this service start between $300-$500/month and are offered on a limited basis.
